Hello Dh and I need to start thinking of remortsgaging when our FR comes to an end later this year. We are with HSBC. Since we last took out a mortgage the housing market here has boomed a bit and Dh got a good promotion... Surely with over one hundred k equity and Dh earning more we should be able to? Has anyone done this recently and if so, how was it and who with? Thanks!
I think you should be able to do that but it's worth asking your chosen bank. Also, with your husband earning more, I'd consider saving for the bathroom rather then increasing your mortgage. If you take that money, you might end up paying interest on it for another 20 years...
For that amount I agree with others above that a loan would be better. However, yes we've just added quite a bit more to our mortgage (for an extension) by going with Natwest. We had to provide detailed bank statements and tax returns.
Oooh that would be lovely fluff It's just been a bit of a nightmare with things breaking and needing replacing so all savings have gone on; Car repairs Roof repairs New washing machine New glasses (for me!) I'm an old model and starting to acquire faults😀 So since beginning of jan £1200 has been spent so nothing left for bathroom But the boiler has been serviced today so hopefully I will have hotter water for my bath later!! 👍