Hi guys and gals, looking for advice from others who may have been in a similar situation. My wife and I have worked full time since we were 16 years of age.
When we finally became pregnant my wife found out that she wasn't entitled to maternity pay from her place of work so just has SMP. I'm working full time on low pay and have been told we were entitled to help but now the baby is here apparently we are not entitled to a single penny. So we have to make do with just my wage plus SMP. I know people say to save up when having a child but if everyone went by the saying "have a baby when you can afford one" there I don't think a lot of people would ever have any. Anyway, any advice and/or help would be greatly appreciated.
Child benefit? Presumably your wage isn't that low if you don't qualify for working or child tax credits. Btw Smp is all that the majority get as maternity pay, relatively few get an enhanced payment from employer.
Who told you that? Have you tried to apply for income support or something? You are absolutely entitled to child tax credit and child benefit on that wage. Depending on whether you rent privately or otherwise you may be entitled to housing benefit too.
Who is "they" ? Initially tax credits will be assessed on last year's income but you can update that subsequently. Child benefit can be claimed by a resident parent, though repayable on a sliding scale if anyone in the household has income over £50k. It is just over £20 per week for first child and can be backdated up to 3 months iirc.