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credit card or personal loan?

(1 Post)
user1479600727 Sun 20-Nov-16 01:27:13

I'm thinking of a grand vacation (lol) early next year. I know I deserve it for working so hard for the past 2 years. I couldn't decide if we'll go for a family cruise (Asian) or visit our relatives in New York. Let me know what would you prefer personally. Just for fun :-) Anyway, going to the subject are to choose, will you use rather use your credit card to cover the travel expenses or apply for a personal loan? The reason for this confusion is that, I met an agent last week and was offering for personal loan. Upon checking the offer, they are quite flexible and that the interest rates seem to be a bit lower compare to credit cards. Any experience on credit union firms? Thank you in advance!

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