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experian score after marriage

(6 Posts)
bearofnothingness Fri 27-May-16 20:53:09

my experian score has rocketed up to nearly excellent after getting married. thing is one of my major credit card debt is missing from the report. It's really odd, would my name change make this look different?

TaIkinPeace Fri 27-May-16 21:52:12

why does it matter

mustnotwait Fri 27-May-16 23:32:13

Did you let Experian know your maiden name if you changed it? I think you need to provide evidence.

Just because Experian is showing the high score doesn't mean companies you apply for credit with cannot see that credit card with debt (past 6 years).

Married people do get a higher score. It generally shows stability.

gunsandbanjos Sat 28-May-16 16:00:48

Lenders don't see the made up score experian sell you.

They'll have their own models and risk appetite, and will go by your actual credit history.

bearofnothingness Sun 29-May-16 22:45:38

should i cancel the experian sub?

gunsandbanjos Sun 29-May-16 23:38:23

100% it's nonsense, you don't need to pay to see your credit report.

I use clearscore, it's free and links to equifax.

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