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Best instant cash ISA

(10 Posts)
MegCleary Sat 31-Jan-15 13:16:26

Am getting flummoxed looking through comparison websites. DH and I need an ISA each, not run by RBS. We have the maximum to put in each one. Any sage advice out there?

MegCleary Sat 31-Jan-15 13:47:22


TalkinPeace Sat 31-Jan-15 14:02:10

moneysavingexpert is the best site
but all of the rates are dire

I've gone with a shares isa through iweb this year.
more stress - you have to choose your investments - but much higher return

whooshbangprettycolours Sun 01-Feb-15 21:18:23

...and much higher risk if you don't understand what you're buying or you aren't going to keep the money in for a minimum of 5 years.

Millie3030 Sun 01-Feb-15 21:29:03

The interest is so rubbish on them at the moment I just have mine in my normal bank as it's easy to transfer into it and get it out if I want.

MegCleary Mon 02-Feb-15 12:57:03

We've been looking at the nsi one

PervyMuskrat Mon 02-Feb-15 14:02:19

Have you got another isa to transfer in as that one doesn't accept transfers?

MegCleary Mon 02-Feb-15 16:29:47

No this is first visit to ISA land never had money before!

TalkinPeace Mon 02-Feb-15 16:44:37

Ah, then definitely stick with cash and have a look at Moneysavingexperts suggestions

Aridane Fri 06-Feb-15 09:01:47

I recently went with Newcaste Building Society - 3%, I think - but tied up for 5 years. Referenced on Martin's money thing. Lovely customer service.

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