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NRAM refund (unsecured loan)

(7 Posts)
WingStalk Mon 19-Jan-15 13:41:08


My now husband and I took out a mortgage (Together 5 year fix) with Northern Rock in 2006.

The mortgage part was £120k and the loan part was for just under £10k.

I've just seen this article from last month;

Does anyone who knows a bit about this think we'll be eligible for a refund? We've since moved and changed our mortgage company.

Many thanks.

bberry Mon 19-Jan-15 13:44:01

V interesting..... Thanks

WingStalk Mon 19-Jan-15 14:27:44

I'm writing to them to see if we're eligible bberry.

More info here...

bberry Tue 20-Jan-15 09:29:45

Thanks... I will too, plus a friend of mine ....

Fingers crossed, let me know how you get on

Howaboutthisone Tue 20-Jan-15 09:45:43

I think they wrote to us a year or so back and did some sort of refund hut certainly not the amount in the article!

Please could you let us know how you get on?


WingStalk Tue 20-Jan-15 16:37:12

Howabout The first review was in 2012 but a further review in 2014 found that 'the non-compliance with CCA requirements took place over a longer period of time than we previously believed.'

Might be worth contacting them to see if you're due a further refund?

bberry Will do!

KindleFancy Thu 29-Jan-15 13:38:42

I've had two refunds, one in 2012 and another last month.

The unsecured loan was for £18k in 2006, over 25 years. We've had about £2k refunded, bringing the redemption date forwards by 4 years.

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