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Any mortgage experts about?

(5 Posts)
slushie Sat 27-Dec-14 19:05:05

I'm thinking of doing a re-mortgage but i'm not sure if I'm on a good deal or not.

What is a good rate of interest at the moment?

NoArmaniNoPunani Sat 27-Dec-14 19:06:36

What's the loan to value ratio?

slushie Sat 27-Dec-14 19:13:16

I need to get the house valued so depending on that its between 87.5% and 93%

NoArmaniNoPunani Sat 27-Dec-14 19:16:23

You won't get a good rate on 93%, it's a bit risky, you could easily end up in negative equity if prices drop.

Greenfizzywater Tue 30-Dec-14 16:13:09

Doubt you'll get a mortgage with LTV over 90% and the rate will be high - over 5% I'd imagine, with a small choice of companies. Broker may be able to help.

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