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PPI - letter received… has anyone claimed before?

(10 Posts)
SnowBells Fri 11-Apr-14 17:06:51

Just wanted to say a big THANK YOU to everyone...

PPI Claim has been upheld!!! The extra cash is much needed, now that we're trying to buy a house...

grin grin grin

ShatnersBassoon Fri 07-Feb-14 15:47:33

They will acknowledge your claim within a week, then a couple of months to let you know the outcome of the claim.

SnowBells Fri 07-Feb-14 13:47:03

Sent it. Let's see what happens...

How long does it take to get a reply???

This is w/ Halifax.

GinSoakedMisery Thu 06-Feb-14 21:23:59

No, they'll have it on file.

I think you can claim up to 10 years ago now, worth trying the credit card one.

ShatnersBassoon Thu 06-Feb-14 21:16:58

They've contacted you, you just need to send the form back and let them do the maths. They have the records.

SnowBells Thu 06-Feb-14 21:13:33

OK. Will send it off tomorrow.

I don't have the policy documents anymore - is that bad? The loan was taken over 5 years ago, and about three house moves later, a lot of paper work was lost. The form does have the loan account number, and identifier on it.

I really did not know I had PPI! I kept on hearing about it, but didn't think I was affected.

I remember a credit card I had about 8-9 years ago having PPI, and I had to call them up and cancel the PPI. Unfortunately, that's too late to claim back now.

GinSoakedMisery Thu 06-Feb-14 21:08:49

I claimed last year for two loans I had years ago, got £4,400 back (they also give you 8% interest) which was a godsend.

Do it, do it yourself not through a company, it's really easy.

callamia Thu 06-Feb-14 21:08:35

Do it! I got a grand and a half from HSBC.
It's easy and you lose nothing.

ShatnersBassoon Thu 06-Feb-14 21:07:17

Thousands of people have claimed successfully. You'd be daft not to.

SnowBells Thu 06-Feb-14 21:04:03

I got a letter from Halifax, saying I took out PPI with a loan (loan was approx. £7k), and whether I wanted to make a claim and fill in the form.

I did not even realize I took out PPI!!! And that the PPI was front-loaded!!! How can this be?

So I filled the form in. Is there anything I need to be wary of? Has anyone actually got anything back?!?

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