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Fixed term contracts

(5 Posts)
RudolphLovesoftplay Wed 20-Mar-13 20:26:26

Does anyone have any idea how getting a mortgage works when you are on a fixed term contract?

My husband is permenantly employed by his company, however, I am on a fixed term contract by the NHS. It's fixed term because it's a secondment to complete a years training, but there's a permenant job at the end of the training. We currently have a mortgage but are looking to buy a bugger property. Can anyone help?

RudolphLovesoftplay Thu 21-Mar-13 07:49:48

Anyone know? X x

Rockchick1984 Thu 21-Mar-13 09:12:38

Do you have evidence of the permanent job at the end? Generally you will struggle to include your income if only on a 12 month contract. Does DH earn enough so you wouldn't need to include your income?

RudolphLovesoftplay Thu 21-Mar-13 14:31:20

Thanks, he does earn enough but obviously every little counts!! The NHS are paying me to train to be a health visitor, so no absolute guarantee of a permenant job, but they wouldn't pay for me to train them not give me a job, does that make sense? Would they include a percentage of my income do you know? X x

Rockchick1984 Thu 21-Mar-13 14:39:15

It's unlikely they would include any of your income, I'd say try a broker and see if there's any lenders at the moment who would be willing to accept it.

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