Advanced search

Mumsnet has not checked the qualifications of anyone posting here. Free legal advice is available from a Citizen's Advice Bureau, and the Law Society can supply a list of local solicitors.

how far back do PPI claims go?

(5 Posts)
ssd Wed 13-Feb-13 16:29:03

can you claim PPI on a morgage? would it be addded to tthe morgage?

RandallPinkFloyd Wed 13-Feb-13 09:22:17

Depends entirely on your bank.

The 6 year thing isn't actually true. The FSA only stipulate that banks retain your information for a reasonable length of time, most bans have decided on 6 years and the FSA are happy with that but it's not set in stone.

In fact you'll probably find most banks can go back further than that, anywhere up to 9-10 years isn't uncommon.

However, if you've got any evidence yourself they can use that even if they don't have anything at all.

Rockchick1984 Wed 13-Feb-13 08:58:21

The lender has to keep your paperwork for 6 years after the agreement ends, if it's longer than that you will have to prove the details yourself.

CogitoErgoSometimes Wed 13-Feb-13 06:43:35

I have heard anything from five to seven years. I think the smart thing to do would be to submit a claim anyway and see how far you get. Nothing to lose.

ssd Tue 12-Feb-13 21:11:56

any ideas?

Join the discussion

Join the discussion

Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.

Register now