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How do credit scores work?

(4 Posts)
TheCatSatOnTheMat Tue 06-Nov-12 10:40:38

Just got mine on experian.....I dont get what any of it means or how to improve it!

It probably sais it somewhere but I appear to be going round in circles on there.

Can someone help me please!!! :D

TheCatSatOnTheMat Tue 06-Nov-12 11:11:22

Its very interesting reading.....it knows everything!!!!

I want to improve it but Im not sure how.

LadyKooKoo Tue 06-Nov-12 16:23:33

Are you looking at the report or at the score?

There are several things you can do to improve it but it depends on what is already on it? Do you have lots of credit cards/loans? Do you have lots of available credit, ie credit/store cards with a zero balance but a large credit limit?

Mum2Fergus Tue 06-Nov-12 22:19:30

The report itself should guve you tips on how to improve your score. Are current/previous addresses correct? Are you on voters role at current address? Are all entries correct?

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