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Financing my boobs

(9 Posts)
Dosey Tue 13-Sep-11 18:11:05

after years of misery I have decided to finally go for it and have a boob job. I have some money to pay for it but I need £3000. I was thinking about getting a 0% credit card and pay off as much as I can every month and keep transferring the balance when the 0% ends. I don't have any credit cards or loans at the moment so I was wondering if credit cards offer a £3000 limit on a 0% interest rate.

I am so sensible with my money so getting a credit card for something like this is really out of character but I am convinced it will be worth it. We do have savings which could pay for it but dp is at uni at the moment so I like to have the money there in case of emergencies.

I will just use the credit card for my boobs and chop it in half after my op and pay as much as I can every month. I have worked out a budget plan and could pay if off in about eighteen months.

I work part time and earn about £13k if that makes any difference to getting a credit card.

bemybebe Tue 13-Sep-11 18:18:04

Nevermind the reasons for boob job. I will be shocked if you can get a credit card with £3000 limit on 0% under your circs.

Dosey Tue 13-Sep-11 19:00:07

Really? I haven't had a credit card for years and when I did I had a massive limit on it. Do you think I can finance it any other way without too much interest

Dosey Tue 13-Sep-11 19:03:57

Really? I haven't had a credit card for years and when I did I had a massive limit on it. Do you think I can finance it any other way without too much interest

bamboobutton Tue 13-Sep-11 19:04:28

where are you going to get it done? lots of places offer some finance deals(transform perhaps??)

could you get an any purpose loan from the bank?

bemybebe Tue 13-Sep-11 19:06:26

Hmm. In the days when the credit was cheap it was easy, but now the banks/cc companies have seriously tightened the lending criteria and they will be looking at whether someone would be able to afford it.

Did you have a look at any of the websites already?

Dosey Tue 13-Sep-11 21:08:14

I will give it some thought, I plan on getting it done next April, I have shares at work, save as you earn schemes that I could cash in and I am hoping to stick to a budget until then so I may not need the full £3000. I plan on getting it done with transform but then again with our circumstances I may not qualify for a loan. I will see. I thought I would be able go get credit so easily.

emsyj Tue 13-Sep-11 21:10:47

Are you having a reduction or implants? If implants, bear in mind they don't last forever and you will need to have it re-done about every ten years. They will advise when you go for your consultation I guess.

RedHelenB Thu 15-Sep-11 13:44:59

Use your savings (not earning mucj of any interest nowadays anyway ) & pay your savings back monthly.

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