We have just received a letter from a firm of solicitors telling us that we are being held responsible for an accident that occurred at our house when someone was hand delivering a letter.
Basically the top of the person's finger was amputated, the finger was fractured and there is 'possible nerve damage'.
We had some warning around the time that the accident happened as her employer told my husband but that was the last we heard till now, almost a month later.
We saw no evidence of an accident - no blood, skin etc. There have never been any previous accidents and although the edge of the letterbox flap is quite keen, in proper use (as it has been used by numerous people for four years), it shouldn't present a hazard.
We opened the letter too late to contact our insurers so not sure if we have cover but we have never been in this situation before and have no idea of what we might be liable for and how long this may go on for.
Obviously we will be contacting our insurers as soon as possible.
Any thoughts from anyone would be greatly appreciated.
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Legal matters
Finger amputated by our letterbox...
27 replies
fizzpops · 09/09/2009 22:04
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