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Ex using my address and running up debt.

(5 Posts)
Lovemusic33 Tue 18-Apr-17 19:53:50

Not sure if I should have posted in 'money' or here but hope someone can help.

I split with my ex partner just befor Christmas, he had been living with me a year, I kicked him out and I have an injunction against him so he can not make contact (and I can't contact him). I have been getting a lot of post for him lately and due to my curiosity I opened 2 of the letters, I know it's illegal to open some one else's mail but I was worried as I knew he had money problems. Both letters were to do with him owing money, one for car insurance and another for a credit card (I think) which said a payment from his bank had bounced. I am worried that because these bills are coming to my house that I will have bailiffs turn up at some point in the future, also worried that it could effect my credit history. Other than the 2 letters I have opened I have just put the rest of his post back into the post box after writing 'not at this address' on them.
Where do I stand if he continues to run up debt using my address?

JMKid Tue 18-Apr-17 20:17:18

Same thing happened to me. Contact the people on the letters and explain he no longer lives at that address. If you have it, give them his new address.

Lovemusic33 Tue 18-Apr-17 21:41:59

I haven't got his new address, I'm guessing he is homeless or sofa surfing.

Wasn't sure if I should contact the people that sent the letters as I am not meant to open them? But your probably right, I will contact them tomorrow.

Wateroffaduck Tue 18-Apr-17 22:02:09

Just keep sending them back "not at this address" and it does eventually filter through. For bailiffs to attend it has to be done after a court order so if you get court papers for him just return them too.

I work in debt recovery and we take people to court for a ccj, if we get the court papers returned to us as "not at this address" we then cannot use that address any more so don't worry about bailiffs. Make sure he is removed off the electoral register.

It won't affect your credit rating as credit is based on a person not your address.

Eventually equifax and experience will start to mark his credit file with the "not at this address" and he will find it hard to get credit at your address due to this marker on his file.

Lovemusic33 Tue 18-Apr-17 22:08:06

Thank you, I feel less worried now. I will keep sending the letters back.

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