Passenger in minor car accident. Need advice.

[Geezlouise72]

I was wondering if i could get some advice, a few weeks ago a few colleagues and myself were driving back from a training course and was hit from behind. Our car was tiny in comparison and we did shoot forward but other than that all was ok. I myself woke up the next day in so much pain my neck was stiff my head was still booming. It had been the night before but i thought this was due to shock. I went to the doctors who said i had a neck injury and was given medication and a neck support. I went back three days later because my head had still not stopped and i didnt want to take the pain relief he gave me during the day when the kids were up and he said my neck is spasm. Any way skip forward to now im still suffering with pain and he's said it can take months to heal. Ive missed time off work which i really haven't been able to afford. I said to the colleague today who was driving if it does carry on as much as i hate having to do it id have to make a claim against the other partys insurance. For which she replied i cant because she never reported the accident she was rather snotty with me to be honest. Where would i stand on this? Before the other driver drove off another colleague took he's number plate so i can get that. I dont want to put a claim in against anyone but if this carries on for months it doesn't seem fair that my children and myself have to be so badly out of pocket with little income from me not working. Im a single parent so we rely on only my income. Should i just forget about it and see it as one of lifes things?

[GirlElephant]

Did she settle privately with the third party or was there no fault to her car?

[WiltingTulip]

Please don't let this go- you may need therapy of some kind and time off to have it. It sounds like the other driver was at fault so it shouldn't affect your colleague

[DayToDayGlobalShit]

Was your colleagues car not damaged ?

[RebootYourEngine]

You got hit hard enough to hurt your neck but not hard enough that your colleague needed to get their car fixed i am wondering if your colleague maybe doesnt have insurance for work purposes.

[ComtesseDeSpair]

Your colleague can still report the accident to her insurance at this stage - presumably she still has the other driver's details? They would then contact the other driver's insurer. Legally, and per the terms of the insurance, all collisions should be reported to your insurer even if you don't intend to pursue a claim.

If she does report, it won't be a straightforward payout, though. Many people involved in a minor accident falsely claim to have suffered whiplash to get compensation, because it can't really be proven one way or the other. An accident which caused no damage whatsoever to either the vehicle you were in or the one which hit you, but injured you badly enough that you're possibly unable to work for weeks? And which wasn't reported until several weeks after it happened? Unfortunately, insurers are going to be sceptical. You'll need your medical notes and witness testimony about the impact.

[Wishiwasmoiradingle2017]

Please don't let your colleague fob you off. I had whiplash and was off work for ten weeks and needed lots of physio.
I got compensation and for lost earnings also. . You are genuine so claim. .

[LurkingHusband]

I'd just ask your employer to sort it out. After all, you were injured in the course of your employment.