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Who Would have the deeds to my house to answer a query?

(7 Posts)
Notinmybackyard Sat 04-Mar-17 01:39:37

I have had Planning permission granted from my local council to build flats on the plot of land that my house is on. There are several people that are interested and one person has a query about if there are any covenants in the deeds. Who do I contact to find out this info please? I bought the house in 1989 and used a local solicitor but I'm not sure if he is still around. The mortgage is interest only so it is still outstanding. Do I contact the building society, the solicitor or the land registers to find out this information, which could be necessary for me to proceed with a sale? Thank you in advance to anybody who might be able to point me in the right direction with this query. Just to add that there are 3 other houses, out of 6 in our block of the road, that have built flats on them, on a similar size plot recently and they were all built at approximately the same time in the 1930's so I'm guessing that the deeds may well be similar for all the houses?

RedastheRose Sat 04-Mar-17 02:17:14

You can buy a copy of the title from HM land registry online and any restrictive covenants will be detailed in the office copy title. Your mortgage company will probably have the original Charge Certificate from when you bought the property in their deeds store but it will be quicker and easier to buy the copy title and it doesn't cost much.

Notinmybackyard Sat 04-Mar-17 10:06:53

"RedastheRose" Thank you very much. I will look into it.

EnormousTiger Sat 04-Mar-17 13:37:25

Usually the £3 land registry search as said above will give you those details. (assuming it is "registered land" - most land is now registered in England)

CotswoldStrife Sat 04-Mar-17 13:42:17

Land Registry is probably the best place to start if they have an electronic version of the deeds which is not a certainty because of the date of purchase. If not, the mortgage company will be holding the deeds and you'll need to ask them.

Notinmybackyard Sun 05-Mar-17 01:38:02

Thanks everyone.

pilates Mon 06-Mar-17 21:55:53

I would obtain a copy of the deeds from land registry and take a to a firm of Solicitors and get them to check covenants out for you. If others have built on land sounds promising but I would get solicitor to confirm the position.

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