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Car incident wasn't me but I'm getting blamed for hit and run!?

(11 Posts)
Heeeeelppppp Wed 13-Jul-16 00:31:51

I have basically had a phone call from my insurance saying someone is claiming against me for a hit and run! I assured my insurance it wasn't me as I would have defanatly stopped if I hit anyone! When I got off the phone I checked the date on my work rota and I can prove I was in work that day but can't for the life of me remember if I drove, got the train that day or got my boyfriend to drop me off as he might of had the car (he only occasionally uses the car as its mine and normally he's in work anyway) today I recieved a letter from the police !! I really don't know what to do because I don't want to say I defiantly had the car if I never and they have cctv of the car but I also don't want to drop my boyfriend in it? we have both said surly if either of us hit a car we would know about it and we are not people to just drive off we would defanatly stop! We know exactly where this road is and it's not a main road or anything it's a little side street, but apperntly whoever was driving has over taken a car, crashed into them and drove off?!? Would someone really go through all this effort of getting the police involved if it was only a tiny bump? So tiny we havnt even noticed ?! Any advice would be greatly appreciated thank you xxx

Heeeeelppppp Wed 13-Jul-16 00:34:32

Also... I have thought just ring police and say it wasn't me come look at the car for any damage etc ... But I have actually got a dent on the side of my car but that was actually from me reversing up my path a couple of weeks ago!! Obviously I know what the police are like and they love jumping to conclusions expecially if this matches the "damage" I have apperntly caused !!

OopsThereGoMyTrousers Wed 13-Jul-16 00:36:56

Is this road on your way to work?

suitsyousir79 Wed 13-Jul-16 00:38:16

Tell your insurance it wasnt you and that you was in work that day. They might send someone to get a statement from you to confirm this, and possibly examine your car to confirm no damage. I investigate this type of thing for a living and its fairly common. Possibly a cloned number plate or someone noted yours down to make a false claim. Just cooperate with your insurer and it should all be sorted. smile

Heeeeelppppp Wed 13-Jul-16 00:38:16

Unfortunately not no! I have read a few things on cars being cloned / reg plates etc ..

Heeeeelppppp Wed 13-Jul-16 00:39:01

What should I do about the dent on my car though ? Could they use that against me ?

suitsyousir79 Wed 13-Jul-16 00:39:30

The insurance company can forensically examine the existing damage to your car to confirm that it wasnt caused in a collision with the other car.

Heeeeelppppp Wed 13-Jul-16 00:42:11

Okay thank you for your help :-) x

Heeeeelppppp Wed 13-Jul-16 00:45:14

Nooo it's in the complete opposite direction !

notapizzaeater Wed 13-Jul-16 00:55:43

The likely hood of the dent being in exactly the same place isn't very high.

Can you prove (time sheets / computer log) that you was in work that day ?

Heeeeelppppp Wed 13-Jul-16 01:02:29

Ino just knowing my luck it probably is haha. And yeh I've got a rota in work for every day that I work and can have witnesses to say I was in work that day. Don't have computer log tho !

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