I have just rear ended someone at a junction. They had been driving at erratic speed, had stopped ahead of me at junction, then started to pull out, pulled over the line and stopped dead, while I was looking right to check for oncoming traffic. I fully expected them to have moved off, hence not seeing them stop.
Speed was under 5 mph, no damage to my vehicle and no obvious damage to theirs. Couple in their sixties, ish, had a fully loaded small car with only wing mirrors for rear vision.
The passenger of the other car was fairly unpleasant and complained her neck was hurting, despite getting out to berate me, and was aggressive and rude when I couldn't provide insurance details (DH's car which he insures and I rarely drive). She accused me of having been driving too close the whole time I was following them. I had been maintaining a good distance apart from points where the driver had been unexpectedly braking, for no obvious reason. Seeing as we had been moving off from stationary at the time, I don't believe this is relevant to the accident in any case.
I know it's almost always deemed that the car behind is at fault; however, given the erratic driving and circs here, would there be any chance an insurance company would decide differently? Despite lack of damage to vehicles I strongly suspect unpleasant woman will be putting in a whiplash claim.
Please could anyone tell me if there is any hope of not losing my NCD?
Pretty upset by the passenger's reaction to be honest, although I understand people can get angry in these situations when in shock.
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19 replies
ComeOnKenneth · 13/06/2016 13:32
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