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Need divorce advice - can I stay in our house

(9 Posts)
ToDivorceOrNotToDivorce Fri 21-Nov-14 14:33:33

I could really do with some advice.
I have been married for 2.5 years and we have a 9 month old ds together. I am currently on maternity leave and due back in January. I am trying to make the decision of whether or not to divorce my husband - I want to, but I am scared about where I stand financially.

We are both on the mortgage and we have a loan together (approx 8k left on it). When I go back to work I would not be able to pay the mortgage and bills all by myself. Mortgage is £600pm and if I go back part time then I will only be earning roughly that. Loan is £200 pm.

Would it be reasonable for me to expect my husband to leave and live with his parents but to continue paying the mortgage for a certain period, for example 1 to 2 years in order for me to find somewhere else for us to live. I would not be able to get a mortgage for the property on my own. And I am also unsure as to how I would afford anywhere to live unless I go to the council.

We have discussed divorce before but he seemed under the impression that the house would be put on the market straight away.
I don't know how I am going to cope with all this, I have pnd but I just can't live like this anymore.

Any advice would be much appreciated.

HeadDoctor Fri 21-Nov-14 15:49:16

Have you checked how much tax credits you would be entitled to? Plus child benefit, housing benefit etc.

WannaBe Fri 21-Nov-14 15:58:29

You should see a solicitor but no there is no guarantee you would be able to stay in the house.

Your best bet would be to reach an amicable arrangement with dh but if you're the one wanting divorce then I can see that he would want the house sold asap.

ToDivorceOrNotToDivorce Fri 21-Nov-14 17:05:21

I have tried looking at the benefits website but it keeps freezing on my phone. He always has the ipad with him, I will have to try to get it.
He has mentioned divorce a few times during arguments, he will get angry and call me everything under the sun and then the next minute he is as nice as pie. I really don't know how he will react, but I think in the long run it will be best for both of us.

PestoStormissimos Fri 21-Nov-14 17:16:03

Go to the Citizens Advice Bureau. They will help you and they will have a list of local solicitors who can offer you a first free hour of advice.

Good luck smile

babybarrister Fri 21-Nov-14 19:11:01

Look at the resolution website for a list of specialist family lawyers

Cabrinha Fri 21-Nov-14 22:40:07

Why are you going back part time? You need to work out all your options here.

Greengrow Sun 23-Nov-14 21:07:58

Yes, it might make sense to go back full time. I went back very quickly full time and that usually means a family is much better off particularly longer term.

wildchild72 Wed 26-Nov-14 19:57:56

Hi, I want to leave my husband , I feel so confused, because I know I won't have any money. And I
Feel my head is all over the place. I have been married 23 years I tried to commit suicide twice, I just don't know what to do. He says when I'm near him he has panic attacks, and when we get intimate it's all one sided me pleasing him. I think he's scared of being alone that's why he keeps me .

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