A few years ago we discovered (through debt collectors arriving at our door) that not only had our landlords not been paying their mortgage for the past 6 months, they hadn't had permission from their mortgage holder to let out their house.
Thanks to Shelter, we learnt that the mortgage company had legal rights to evict us with two days notice, should they wish, regardless of the notice period we had signed up to.
Being 5 months pregnant at the time with our second child, and in the understanding it would be a long term let (we had been there 4.5 years) this was an exceptionally stressful time. We were served formal notice by the ll as they were obliged to put house on the market. We found somewhere else asap, less than ideal (by borrowing and using up valuable savings) and in fear the mortgage company could still evict sooner.
We were then evicted from the new place after 6 months due to ll selling up (even though had promised long term after initial 6 month let) and rented another place. We have just gone into social housing due to being evicted again as our home has just been sold (after being promised long term).
We have never defaulted on any rent and always looked after our homes, paying for thorough end of tenancy cleaners etc.
AIBU to feel agrieved that
A) Our original ll failed to sell house but gained permission to re-let, and the new tenants are still there?
B) The letting agent allowed the property to be let (and managed it) without permission from the lender, therefore compromising our position?
Do we have any legal rights?
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Legal matters
Landlord lying to mortgage holder and letting agent
92 replies
WhistlingPot · 19/06/2014 09:41
OP posts:
WiganandSalfordLocalEditor ·
19/06/2014 12:29
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