Well now you know why she didn't want to go through insurance. I think you need to spek to your insurance company, she will be in trouble fr not declaring the points but you need to cover yourself you can't be worried about her.
Hi fish, I've read been reading your other thread. Are you sure it was a non-fault accident? I thought she went into the back of your car so surely her fault? I would phone your insurers and tell them about the undeclared points, then they can sort it out with her insurers. She mustn't be a great driver putting all these things together. I would not answer any more calls from her and would get the police involved if she keeps hassling you. Sorry you have to go through this and I hope the whiplash resolves quickly.
Disclaimer: I have no legal knowledge, this is just what I would do.
Fish her undeclared points are not your problem. She's given misleading information to her insurer and they will charge her for the additional premium, or even cancel her policy/void it if they are serious convictions. Honestly, you really can't take responsibility for her actions. You could argue that if she had these undeclared convictions she should have been more careful in her driving so as to avoid this very situation. She may well have convictions relating to her poor/careless driving, and she still couldn't avoid hitting you.
You can't do anything for her. She'll need to face up to this and deal with it herself.
Oh and unless the police intend to charge her in relation to your acc, she won't 'lose her licence' at all. She's laying it on thick here. Just detach and tell her to deal with your ins co from now on.
In the nicest possible way, you are massively over-thinking this. You've done the right thing by starting an insurance claim, so just put it to the back of your mind and let the insurers sort it out, after all, that's what they're paid to do. It is upsetting to be involved in an RTA that isn't your fault (I speak from experience) but there is nothing to be gained by giving this woman any more headspace. Whatever happens to her, with regards to repairing her vehicle, losing her licence etc. it is not your fault!
Either block her number or ignore her calls, if she tries ringing you on another number just hang up - you are under no obligation to enter into dialogue with her. If she does persist then I agree with previous posters - report to the police and also mention it to your insurers.
A word of advise to all motorists - if you are involved in an incident with another vehicle, the ONLY information you are legally obliged to give them is your licence plate number. You do not have to give your phone number, name or address.
The poor girl who hit me is in bits - I talked her down but shes in a mess, shes begging me. She swears i wasn't hurt. I didn't think so either, but I am poor, kid my heart goes out to her but I have to do this the right way.Think i should phone the police and tell them she keeps texting and ringing?
She knows that she has flouted the terms of her policy and is effectively uninsured. Did the policeman do a vehicle check , almost certainly it would have flagged up the situation re. her licence. Unless they are going to charge her she won't get any more points or lose her licence. If she has points already she should take more care not think she can sweet talk or bully her way round the victims.