Waiting for the CAB phone line to open at 10!
Bought a house in 2011, nearly 2 years ago actually. It was a repossession. We were aware that it is leasehold & ground rent was £4 a year. I assumed that we would receive a bill for it as & when, didn't really think anything of the fact we hadn't received one yet.
Have just got a letter billing us for £1090.18, for ground rent & administration fees from 2007.
Apparently our solicitor failed to get in touch with them when we bought the house, so they have been writing to the bank since then. They did a Land Registry request (£48) two years ago when they will have discovered we were the owners, but still haven't been in touch with us before now.
I want to write back, paying the ground rent we owe - which is £8. Given they haven't contacted us before I don't see why I should pay administration fees etc. Since our solicitor apparently missed something it seems fair to pay the land registry feeds too.
Is that likely to wash? I don't want to end up in court/with a black mark against my credit rating...
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advice on an unexpected debt please (leasehold, repossession!)
8 replies
KatherineKrupnik · 20/03/2013 09:36
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