I posted here a while back after finding that I had a CCJ on my credit file. I rang the company to find out why, as far as I was concerned I didn't owe any money. They said it related to a rented house for the period of July to December when I didn't live there. My ex and I had shared the house and when we broke up he'd opened a nee account in my name (I've queried this with the company and apparently it's legit to do so), I paid him money to cover the utilities so didn't think that I had anyone else to pay. This was nearly 4 years ago.
I spoke to the utility company and explained the situation. They said that they needed proof, such as a copy of the lease to prove that I wasn't there, and that with that proof they'd remove it. The rental agency have been awful. I've had to resort to doing a freedom of information request as they told me one day I could have it, then the next that I couldn't. I'm still waiting for them.
I received a letter from the utility company yesterday stating that they have sold the debt to a debt collection agency. How can they do this if there's a CCJ issued against me?
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I don't understand!
4 replies
everybodywalkthedinosaur · 30/09/2012 10:53
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