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just pranged car...

(8 Posts)
NewYorkBellini Wed 27-Jul-11 19:28:24

my fault, tried to get into a too small parking space and dented the door on the thing where you park trollies <eejit>

anyway, only bought this car last week and as i haven't yet sold my old car my usual insurance is still covering that car, iam insured on the new car for 7 days free (insurance from the dealer so i could drive the car away)

this insurance runs out tomorrow.

my question is, once i switch my insurance to my new car (when i;ve sold the old one, hopefully tonight) can i claim on this insurance? I would wait a couple of days then say i had the prang. i want to do this because the excess is lower and the insurance from the dealer is much more expensive.

does this make sense? confused

tallulah Wed 27-Jul-11 19:32:27

Makes sense but is illegal.

NewYorkBellini Wed 27-Jul-11 19:34:19

aaah right. if i claim on the free insurance will i have to carry on with this insurance? its £20 a month more expensive than my old one.

AMumInScotland Wed 27-Jul-11 20:01:27

No you can still stop the insurance on the planned date, even if you are in the middle of a claim on it. It only matters that this was the policy which was covering that car on the date of the accident.

NewYorkBellini Wed 27-Jul-11 20:03:18

ok thanks

NewYorkBellini Thu 28-Jul-11 11:16:04

bugger, the excess on this "free" insurance is £500 which i didn't realise angry and now that i've told them about the acident i can't just take up there insurance quote and use the excess on that which is £250.

i am a numpty sad

NewYorkBellini Thu 28-Jul-11 11:16:34

their idiot

Danthe4th Fri 29-Jul-11 17:29:59

I would get the cheapest quote and pay up without claiming as it may cost you more in the long run unless you have no claims cover on the temp insurance.

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