My two bed ex LA house was purchased in 1992 and the owners were granted planning permission for a loft conversion with velux and staircase. They did the work but didn't get a completeion certificate. Since then the house was sold twice (including our purchase in 2005) as a 2 bed with floored & lined loft.
We are ready to complete on a sale but the buyers solicitor is asking for completion certificate which we don't have.
I have checked and it has never been granted a completion certificate...if it had we would have sold as a 3 bed!
it is doubltful the works would meet todays regulations so getting a certificate of comfort seems unlikely.
Hi I have spoken with building control and they say that after inspecting the work in 19 93 the issued a list of alterations. The owners then sold the house ... without passing the list of work... so it was never done. On each sale the property was sold as having a floored attic and never had any problems selling or buying.
Based on the 20+ years of outstanding alterations ... which would involve ripping it to bits and starting again.....they are not willing to issue a certificate of comfort. what the hell do we do now?
My son also sold his house as a 2 bed with attic room. He was not allowed to sell it as a bedroom as it did not have a fire door or some such. I believe it did not meet current building regs. As long as its not advertised as a 3 bed I dont see their problem. My son was advised to take out an indemnity policy just to cover any problems and comebacks.
I think your solicitor will be able to advise. You might be able to get an insurance policy to cover the risk. It would be a one-off payment. Definitely ask your solicitor tomorrow, especially as the buyers are keen to go ahead - they might even split the cost of it (it won't be very much anyway, perhaps about £100). Good luck!