Have a bond which needs renewing or reinvesting in a few days. The new bond offer is lower than the.current one and is fixed. The base rate has gone up but so far no news that this is being offered at the moment. It’s as if the offer is lower so that it can incorporate a rise in the near future. However, I don’t feel like handing them my money for a year at the lower rate. They don’t have a variable bond on offer. Rang Virgin Money but only variable is an easy access at 1.2 so am thinking to put it in that until the rise is transferred to savers. Any thoughts?
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