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ISAs, Does anyone use an equity isa?

(8 Posts)
smilesandsun Fri 24-Nov-17 09:19:09

Hi Just wondering if you do or don't and your experience of it.

smilesandsun Sat 25-Nov-17 17:14:57

no one?

SvartePetter Sat 25-Nov-17 17:18:44

Yes. Mainly to invest in ETFs. What do you want to know?

Aridane Sat 25-Nov-17 17:19:53

Yes - I use L&G - I get an index tracker rather than a managed fund. Low fees and not reliant on skilled of fund manager. Good growth too, much better than cash ISA

Aridane Sat 25-Nov-17 17:20:10

Plus easy to do online

smilesandsun Sat 25-Nov-17 17:22:27

ok thanks.

The fees seem pretty steep on the ones Ive seen and if the index has a rubbish year (assuming a tracker fund) the fees may eat into any growth.

Any recomendations of ones with good fees? Especially if you want to select stocks/ or index

SvartePetter Sun 26-Nov-17 17:25:40

To select a broker check the comparison on monevator. They also have a list of the best index passive funds. I mostly do vanguard, highest rate I have is 0,22% but also have some very low cost HSBC tracker funds at 0.06%.

I use Alliance Trust because they don't do % fees only fixed fees.

swimster01 Thu 30-Nov-17 21:26:45

I use stocks and shares ISA via Bestinvest. I use a combination of tracker and managed funds on the basis that managed funds can be actively managed in a downturn and I also drip feed contributions to smooth out price drops/increases. I like their platform - it is easy to use and there is lots of advice but it is probably personal preference.

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