I am 39 and earn about £110k through an NHS salary and some private work.
I have about £150k in investments and own a buy to let, the mortgage on which should end in 10 years.
I make a full contribution into NHS pension.
I am married and husband has a similar salary, although our finances are reasonably separate. Sadly we do not have children and are having to accept that we probably never will.
My NHS pension is 14 years of a final salary and the remainder is the2015 scheme.
Basically my aim is to retire at 55-58 and wondered if I can start a private pension to start at this point?
My financial advisor said the concern was that I would hit my lifetime allowance very quickly.
Any thoughts? Should I just continue to invest in stocks to fund a potential early retirement?
Thanks.
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Should I start a private pension
16 replies
spinduffy · 25/08/2017 05:58
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