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Premium Bonds

(22 Posts)
Ginorchoc Fri 03-Feb-17 08:43:33

The premium bonds thread disappeared ?

No win here, that's 8 months in a row hmm oh well always next month.

How did others do? X

Marmitelover55 Sat 04-Feb-17 16:21:17

My first month and I didn't win either sad

nannynick Mon 06-Feb-17 22:51:29

Nothing so far this month, haven't checked so may get £25 if lucky.

Overall last year did ok, better return than my ISA did!

Only1scoop Mon 06-Feb-17 22:53:08

25 In November
125 in December
Nothing last 2 months sad

Ginorchoc Tue 07-Feb-17 20:15:05

They've just lowered the £50 + prizes from May. Upped the £25 odds but rather they lost one of the top prizes and filtered that down.

nannynick Wed 08-Feb-17 06:46:32

I think it means average yield is now 1.25% which if you get that is still better than many instant access savings accounts. Do need to keep an eye on it though as you can go for months without getting anything.

nannynick Wed 08-Feb-17 06:48:38

Nope it's 1.25% now, dropping to 1.15% which is 0.05% higher than some banks are offering on instant access savings. Hmm, time to move?

Merlin40 Wed 08-Feb-17 06:58:52

I've had them for 24 years and never won! Don't have loads though

Madbengalmum Thu 02-Mar-17 21:34:16

Only £25 this month!!
Suppose better than nothing,

overwhelmedbyitall Fri 17-Mar-17 19:27:33

I won £25 last month. I have bonds bought in 1977 (present when I was born) and 2000 (first pay cheque) and 2010 (wedding) and this is my first prize ever!

nannynick Fri 17-Mar-17 21:45:16

£75 this month. Think I will probably not put any more in but may keep my current holding as it is nice to think that you can win big.

Marmitelover55 Sun 02-Apr-17 17:48:34

I got £25 in my second month. Fingers crossed for the April draw!

LonginesPrime Thu 06-Apr-17 19:38:47

I agree with nannynick - the chance that I might win is worth it to me.

I've just decided to put my emergency savings into premium bonds as otherwise they're just sitting there earning a paltry interest rate anyway.

Crispsheets Wed 19-Apr-17 21:31:40

I have £5000 in bonds...Had them since last July, and have won £25 grin

lisalisa Wed 19-Apr-17 21:37:09

I think they're a rubbish investment . My parents invested £200 in bonds for me in 1970 when £200 was a lot of money . I have won £50 twice and that's it and look now how they've devalued compared to what would have been realised over the years if put into an investment plan that would have grown

LonginesPrime Sat 22-Apr-17 14:02:12

Lisa, they're not an investment really, though. They're just a savings vehicle.

nannynick Sat 22-Apr-17 21:00:46

Nothing this month.

It's better than my investment account which is currently down against what the funds cost me. Ah well, investing is a long term thing, 5-10 years.

lisalisa Sat 22-Apr-17 23:49:53

But they're not a savings vehicle either .?they depreciate and don't earn interest so it's a complete

lisalisa Sat 22-Apr-17 23:50:04

Waste putting your money there

19lottie82 Sun 07-May-17 21:50:00

I have10k I'm bonds since Feb and have won 2 x £25 so far grin

starving Sun 07-May-17 22:21:19

My brother has a premium bond that my grandfather purchased when he was born. He has never won a penny and my brother is 58! Some investment that was!

19lottie82 Mon 08-May-17 08:53:04

Starving how much was it for?

Someone has said they had a £200 bond and didn't win anything which is statistically correct.

The odds of winning are 30,000 / £1 of bonds each month.

I have £10,000 and have won £25 twice in four months of ownership, so I'm doing well.

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