I'd like some general advice but not necessarily to buy / invest in any new products maybe just change around what I have already.
Its a mix of personal and buisness money that I have so I'm not sure if that would have to be counted as two seperate pots when giving advice and setting charges or one pot. Personal is around 25k plus a small btl and business around 70k, plus a taxable reserve of 30k ish. Need about 10k net per yr to live comfortably.
Also I'm based in Sweden so I'm not sure what that means for advice either.