Hi,
I am in my 20s, no mortgage as yet however saving for a deposit.
My OH is a teacher and will get a good pension however this is assuming I am still with him then!
I earn a pretty crap wage with not many opportunities for progression. The top wage I can hit is 17k, at the moment I take home £1150.
I would likley go part time whilst children are young in a few years time.
My workplace is introducing the government pension. I believe I will put in around 1-3% and my employer will contribute 1%
It seems such a small amount is this even worth it?
We are struggling with the moment along with starting family, trying to get a mortgage and paying bills as OHs career is just starting. He isn't earning huge amounts yet as he is about to become an nqt.
Can anyone shed some light onto what to do for the best?
If I don't take this pension where do I put some retirement money when the time comes
Thanks
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Should I start a pension?
5 replies
Greyhorses · 13/03/2014 08:06
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