Ours is in the utility - under bench one has milk and sandwich fillings. Vege and the rest in the big fridge. Not too much of a faff b/c the kids are on hand to fetch. Easier than going to the shop every day.
I have two fridges, one in the laundry which is in a separate building and a small one in the kitchen - it works well - I put the chocolate in the outside fridge so no-one eats junk food if it's raining because you have to go outside to get it!
My parents have 2 fridges (3 if you count the drinks fridge which they had in the tv room which is upstairs) one under the counter one and one in the garage! They keep things that they want regularly in the one in the kitchen (milk, butter, mayo etc) and things that they store for longer in the other one.
As a student I lived in a house with a teeny kitchen and the fridge was in the lounge which adjoined the kitchen; wasn't a hassle at all and very quick to get used to.