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Paperwork - What do I need to keep/what can I get rid of?

(10 Posts)
minigirl762003 Wed 24-Feb-16 19:20:28

So I have piles of paperwork all around the house and it is doing my head in.

What do I need to keep? And for how long?
What can I chuck?

I even have a 2 drawer filing cabinet ready for my paperwork to be all sorted instead at the moments its just got piles of paperwork in it.

Arrgghh help me

Thanks

QuiteLikely5 Wed 24-Feb-16 19:22:32

Birth cert
Passport
Guarantees
Deeds

Nothing else

QuiteLikely5 Wed 24-Feb-16 19:23:49

You don't need a copy of bills

Ring all your utilities and ask for online billing.

As soon as a letter comes in, read it then bin it

If it's an apt, diary it then bin the letter

minigirl762003 Wed 24-Feb-16 19:27:43

Thanks for the quick replies.

What about things like bank statements (have in the last month changed mine to online statements) and things like rent statements???

WhoisLucasHood Wed 24-Feb-16 19:34:00

I have online credit card and bank statements, I keep a yrs worth of pay slips until I get the p60.

I used to keep everything, for no reason other than fear of needing them. I have my most recent bills, water, utilities, insurance, council tax in case of needing reference no's to contact them but nothing older than a year. I'm not sure about rent info though.

fiverabbits Wed 24-Feb-16 19:38:35

Does anyone keep P60's ?

I keep water bill/council tax bill as we have to use them for identity at the council tip.

V5/Car Insurance/MOT

Anything from DWP, Inland Revenue

specialsubject Wed 24-Feb-16 20:50:59

if you run any business (including a rental) and/or do a tax return, keep the documents for 7 years; put each year in a folder and do a one in one out. Plastic box with lid in the loft makes a good archive!

keep:
payslips for a year
receipts, guarantees,manuals for stuff you own
current car documents
house insurance stuff

get statements online!

janethegirl2 Wed 24-Feb-16 20:56:49

Need p60s for tax purposes and possible pension queries when you get to pension age.....depends on how your pension works though.

lozengeoflove Thu 25-Feb-16 09:02:42

P60 should be kept for up to 6 years.

minigirl762003 Thu 25-Feb-16 13:51:42

Thanks everyone. Will start the clearout tonight

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