What’s the stupidest thing your dc have spent their student loan on?

(49 Posts)
rheak Sat 22-Sep-18 21:22:01

DD takes a student loan to supplement her spending, in order
to have a decent quality of life and not be tied constantly to a job.
We pay all her rent/food.

She agreed to save the money from the loan and try and keep a strict budget otherwise.

I’ve just found out she’s used £1,000 of it on flights abroad for next summer ! angry

What’s the daftest thing your dc have spent it on?

OP’s posts: |
Pagwatch Sat 22-Sep-18 21:22:55


Pagwatch Sat 22-Sep-18 21:24:49

There isn’t one.
He didn’t have much money and was grateful for anything we contributed so he wasn’t ‘stupid’ Especially as his friends were just about managing .

LoniceraJaponica Sat 22-Sep-18 21:25:46

DD's BF is spending all of his on alcohol.

VioletCharlotte Sat 22-Sep-18 21:26:43

Oh god. This thread isn't helping! DS is expecting his first student loan to drop on Monday. He goes through money like water anyway so it's really worrying me what he's going to be like hmm

HollyBollyBooBoo Sat 22-Sep-18 21:28:01

A billion years ago...my housemate spent his entire student loan on a DVD PLAYER!!

Pagwatch Sat 22-Sep-18 21:33:12

Honestly I feel like a cunt but how does anyone laugh about their kid being a dick about money?
There is no way to do that unless you are a) indifferent to your peers struggling or b) so used to being profligate that you don’t give a shit


rheak Sat 22-Sep-18 21:39:32

Gosh, this was meant to be light hearted. shock

Yes £1,000 on flights should have come from her summer job, but travel is also a great education in itself.

Some people are poorer and others much richer than others, life isn’t fair. To suggest spending money makes you “indifferent to others struggling” is ludicrous. Otherwise, we’d all be living in the same two up two downs etc.

OP’s posts: |
Pagwatch Sat 22-Sep-18 21:44:16

Im sure thats true but no, its not lighthearted.
Mine definitely fall in the category of not living a two up two down life but I’ve seen that as a reason to be aware of the lives that others lead rather than an excuse to be a dick

Pagwatch Sat 22-Sep-18 21:46:37

My kid gets his rent paid but saved all year to pay for his flights for his holiday If he’d done a grand on flights I would have been embarrassed rather than thinking it was an hilarious anecdote

rheak Sat 22-Sep-18 21:48:51

We have very different views on life, and that’s o.k smile

I’m not quite sure how one would be embarassed by that, but suum cuique.

OP’s posts: |
Fuminglily Sat 22-Sep-18 21:51:44

I don't think that's funny either, but then I'm genuinely worried about how we are going to afford dds uni next year. She'll have a loan but we'll have to pay for accommodation I think.

Pagwatch Sat 22-Sep-18 21:55:07

Yes. Exactly
Uni is so expensive. The loan works but the advantage of those of us who can pay for rent/accommodation is palpable.
I’m so impressed/in awe of those of us pushing to get kids through uni
I hope everything works x

Thecatisboss Sat 22-Sep-18 21:56:59

When I was at uni (many years ago) my housemate spent all his grant on an Xbox. He then lived off tinned pies/soup as I remember for the rest of the term.

Pagwatch Sat 22-Sep-18 21:59:09


If you don’t understand why ‘my kid blew £1,000 on flights’ is embarrassing then I’m not sure you’re quite in contact with. Real life.
I’m happy to chat if you’re interested in the whole ‘fucking rich people who don’t want to be dicks’ community

chasingsushi Sat 22-Sep-18 22:38:06

When I was at uni I spent my student loan on food and beer.

Although I once remember ringing my mum from Ted Baker telling her I really liked an expensive top, but if I bought it I wouldn't have enough money to eat. Probably hoping she'd transfer some cash. She told me to buy the top and eat beans for a week. I did.

I also went to Australia for 3 months after uni entirely on credit cards. Had the time of my life. Paid it off eventually. Never regretted it.

Pagwatch Sun 23-Sep-18 06:07:42

God, I’m really sorry

I don’t know what on earth made me post in such a horrible way!

Rheak - please accept my apologies. I’m genuinely sorry. I have no excuse - I’m not sure why I was so unpleasant but I shouldn’t have been.

I will ask for my comments to be deleted if you would like me to but I I won’t unless your ok with that. I was such a dick - it should sit there so I can be embarrassed about it unless you’d rather it was all gone .

Groovee Sun 23-Sep-18 06:45:12

Frozen chicken seems to be the only thing my Dd has bought! She's having to pay her rent out of her loan as we hadn't expected her to move away.

icklekid Sun 23-Sep-18 06:48:32

I'm just surprised you know! I certainly never told my parents what my loan was being spent on and wouldn't expect my children to tell me unless there was a problem!

QuaterMiss Sun 23-Sep-18 06:58:20

A billion years ago, in the first year of my degree, I used to envy the Marie Antoinette stylishness of a girl in my college. I wasn’t bad at getting dressed but, every time I saw her wafting about in clouds of sprigged cotton and tartan, I used to regret all my choices.

I learnt later that she’d blown her entire grant at Laura Ashley and got into a deal of trouble with both her parents and the college.

SandysMam Sun 23-Sep-18 07:06:15

Pagwatch...I don’t think you need to be mortified. If you are struggling with money, a thread like this can hit all kinds of nerves. I’m sure the OP will understand. Don’t be too hard on yourself flowers I got what you meant.

NakedMum33and3rd Sun 23-Sep-18 07:20:34

I work at a uni and one year a Mum called me up to complain that I had let her son spend his loan on a vintage velvet coat!!

Shampooeeee Sun 23-Sep-18 07:27:09

I wouldn’t worry OP.
I saved my loan and scraped by on the small allowance my parents gave me (I realise I was lucky to have it but I had to be very frugal). I also worked hard in the holidays and put a lot of my earnings into savings.
In hindsight, I regret being so sensible! I wish I had blown some cash on flights and travelled the world while I had the time.

Mrsfrumble Sun 23-Sep-18 07:47:06

Back in 1997 one of my flat mates blew his loan on a electric guitar and amp in his first week there. thrvrest of us generously shared our super noodles and value baked beans so he didn't starve.

I can see both sides. I can understand why some will find the breezy tone of the OP as upsetting or annoying. But students have been frittering away their loans and grants and stupid stuff since the beginning of time, hence all the stories being shared.

SlimmingMumOf1 Sun 23-Sep-18 08:24:11

I spent mine on a car. Which left me skint but I needed a car to get to uni!

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