Going back part time so will be dropping almost 50% of my income (DP is a SAHP and going back to study)
I have contacted WTC people and they did a quick assessment over the phone and told me I wont be entitled to much as everything was calculated using my p60 for period April 2014 - April 2015 [which is basically a FT salary] yet I have been off on ML since January 2015 so whilst my earnings on p60 are £30K + In the past 12 months I have actually just had SMP, a small bonus and holiday pay (less than £15K)
The woman I spoke to basically said I need to contact them again in April when I get my next p60 and they will readjust the claim. Which leaves a deficit between now and April.
We got some help with HB whilst I was on SMP but obviously now I am back at work this will stop.
Out outgoings are going to be more than I earn for the next few months?
One of the online calculators I used allowed me to use the option "if you know your earnings will be significantly lower in 2015/2016 period" whereas the actual HMRC form doesn't allow for this?
So we're basically fucked.
Is there anything I can do? I have advised council I go back to work so HB has been stopped.