I booked a package holiday in January for a holiday to Spain in June through on the beach which is ATOL protected. Worse case scenario if between now and then the FCO advise against all but essential travel to Spain because of coronavirus am I protected by ATOL or does my insurance policy need to cover that? apologies if I seem dim, this is my first time booking a holiday in over 10 years. I have read conflicting information online when trying to research. But I have attached a photo of what on the beach website currently states.