I run my own handmade jewellery business and am 17 weeks pregnant. I'm registered as a sole trader and pay class 2 NI, and am having trouble understanding what maternity allowance I will be entitled to.
My main issue is that it is difficult for me to prove a level of earnings as a lot of my work is paid cash in hand through face to face selling. Obviously I keep track of this income for my tax return, but I don't have proof of payment for these sales, only those through my website. What sort of paperwork is required to support my average earnings in order to calculate my Maternity allowance?
You don't have to prove earnings to claim full Maternity Allowance, if you are self employed and have been paying your Class 2 NI contributions. You only have to prove level of income if you are an employed person claiming MA (those who do not qualify for Statutory Maternity Pay).
It took me ages to figure this out; it is really unclear in all the literature! But when you get the form you need to complete to claim MA, it says in the accompanying notes that as a registered self employed person, paying Class 2 NIs, you are deemed to be at the level to get the full MA of £123 per week, or whatever it currently is.