Hi, I'm very confused about which I should be entitled to.
I'm a director of a Ltd company, have been since 2008. I'm the only employee of the company. I've paid my class 2 national insurance contributions. I'm now pregnant and looking to take 4 months off. I've applied for MA and been refused. I'm asking for clarification of why I've been refused, will phone them tomorrow.
I'm wondering if I should be entitled to SMP instead as perhaps I'm considered an employee of my company.
Maternity Allowance is paid to pregnant women who don't get Statutory Maternity Pay - so if your entitled SMP claim that, your company should be able to get it in a lump sum in advance if you request it :-)
If you're an employee, you should be entitled to SMP if you've been "employed" for the length of time you have. So you should get SMP
Also - mad stalker alert - are you a dentist (my DH is and sure we've talked about UDAs before!)? If so, are you doing any NHS work? The rebut fur getting enhanced mat pay from the NHS is ginormous. Eg DH is self-employed too but still getting paternity pay from the NHS when DC3 born in November. Sure you've already looked into it but just wanted to double check. I've spent many happy hours reading the relevant regs to work out dH's entitlement!
Why are you paying class 2 NIC - that's for sole traders. If you're trading through your own limited company, you shouldn't be paying class 2. Your entitlement to SMP will depend on your payroll via your own limited company.