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Product Liability insurance for Home Crafters

(4 Posts)
liamsdaddy Tue 10-Feb-15 18:40:24

Does any one sell home made crafts online? My wife set up her own business making costume jewellery just over two years ago.

She has run into a problem that her current product liability insurer (IWW) no longer covers her as she sells to the US/Canada.

We had a couple of quotes from another insurer but that was £1000 for global, or £370 excluding US/Canada. Previously her insurance was £70! £1000 would certainly wipe out her entire profit.

So has anyone else found that their insurance has suddenly gone up in price or are using a different insurance company that does cover US/Canada?

Also, has anyone heard of any cases where people have been sued from the US for craft products made and sold in the UK?

TalkinPeace Wed 11-Feb-15 18:40:42

try the NMTF or the FSB or Towergate

WafflyGood Thu 12-Feb-15 18:09:26

Not in the craft business, but insurance companies do tend to exclude/charge higher premiums for the USA/Canada because of the higher risk of litigation.
Towergate were in financial difficulty a while ago.

TalkinPeace Thu 12-Feb-15 19:58:04

Towergate are fine now : I renewed with them this week.

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