Hi Mirinda - I have 30 years experience as a sw and tm mgr in fostering & adoption and have chaired fostering panels for many years.
You should not be worried about the panel, though most applicants are nervous and this is not surprising, given that you will be walking into a room with maybe a dozen people who are strangers. Panels have to me nulti disciplinary, so that in addition to the chair, there will a minute taker, a panel advisor, a social worker, a fostering sw, a medical rep, an education rep, an indpendent member and sometimes a young person who has been in the care system. In addition there may be 1 or 2 observers (students or new employees.
The purpose of the panel is so that you are approved by a panel rather than just the sw wwho has done your assessment. So long as the a/ment has been carried out comprehensively, there should not be any problems. Before you go in, the panel will work out who will raise what issue with you. It isn't a Q and A session though it can be seen like that. It is really a discussion and they usually start by asking what you thought of the training course, and whether anything stood out for you on the course, they may ask about your parenting of your own children. They will be raising some issues that are in the report just to give you the opportunity to talk yourselves, rather than them just reading the report. If you aren't sure about anything your sw should be able to help you out and explain what the panel are asking (this does sometimes happen, as people aren't always clear in what they ask)
No-one will be trying trip you up, or ask awkward questions and all panel members are used to applicants being nervous and make allowances for that. Don't forget foster carers are like gold dust to social services - they need you!
If the a/ment is incomplete then that should be raised with the sw well before panel. Sometimes this does hapen and she/he has to go back to the applicants to ask supplementary questions. People might feel the are being "chewed up" but most applicants breathe a sigh of relief and say it was nowhere near as bad as they thought.
So good luck and don't worry - you will be fine! The real worry starts when the placements start!!