How will a No-Deal Brexit affect you?

[nodealbrexit]

NC as I'm giving a lot of personal detail here...

I'm an immigrant to this country, I hold dual Commonwealth + EU citizenship so I don't really have a personal dog in the fight so to speak.

HOWEVER, a no-deal Brexit will impact our family. DH is a banker, he is an FCA "Approved Person" which means he can give financial advice/act as an investment manager/M&A/capital raising in the UK, and by association, the EU. My understanding is, if we leave with no deal, DH will no longer be able to practice in Europe and will have to apply to each individual country to be "approved" to do business there. A lot of DHs business is in Western Europe. Our livelihood is on the line.

I'm curious to know how a no deal Brexit will directly affect you and/or your family.

I'm also fucked off with this Government for being so incompetent. I was actually a little bit excited at the Leave vote (lots of opportunity) but now I'm getting increasingly worried nothing is being put in place for a no deal, except Dominic Raab saying we'll stockpile groceries... Helpful.

[nodealbrexit]

Just us then...

[Walkingdeadfangirl]

I am really worried I wont be able to get avocados at xmas! Its a real pain in the arse.

[twofingerstoEverything]

Typical leaver response from fangirl there. Aren't you tired of pretending that this is all about 'elites' not being able to get avocados at Christmas/Portuguese nannies for little Crispin etc? Hard Brexit is going to cause real problems for real people, not just your imaginary remainers.

To answer the OP, I don't know how hard Brexit will affect me directly, apart from make me poorer, which I can ill afford. Even the best case scenario is, according to the government's own impact assessments, going to be financially painful. I expect fangirl can afford it, otherwise she might not be so sanguine, but I certainly can't, particularly as I approach retirement.

[RageAgainstTheTagine]

That olives might be harder for my housekeeper to acquire.

[IAmInsignificunt]

We are Irish and both working in the NHS. We have been approached several times by recruiters in Australia, which so far we have said no to but this weekend we decided we would give Brexit six months - 1 year and then decide if we want to stay in the U.K. or not.

I have pretty much lost my business thanks to Brexit. The business had allowed me to leave a job I was very stressed by but after the referendum the bottom fell out of that industry, I had to sell my property, lay off my staff and I had to go back to my profession in the NHS.

We have seen a lot of our colleagues (mainly EU workers) leave in the past year or so as a direct result of Brexit and our respective wards are struggling. The stress levels are enormous currently and neither of us are coping well. It is impacting our marriage and my pregnancy.
We have both been asked by patients “when are you going home? I though non-English people were supposed to leave!”. We might just bloody well do it.

[Quietrebel]

Really hard to tell the short term impact on me and my family. I think my industry as a whole and therefore my career prospects will be affected. The value of my property as well. I'm concerned with a gradual decline of our quality of life and the fact that it'll be ever harder to achieve financial safety. I'm also an EU national but going through the necessary steps for naturalisation. That's all I can do for now.

[Seniorschoolmum]

I don’t have a crystal ball so I don’t know.

If the independent economists are to be believed, short term currency fluctuations, price rises of about 3 %, and political fallout depending on what sort of exit.

Two family members, one UK passport working in France and one with a German passport but with a British parent, living on the UK. Neither is expecting any issues.

No plans to travel in March or April ‘19.

Otherwise, I’m sure we’ll cope.

[Peregrina]

So here is someone who has real worries that their livelihood is on the line and we get a facetious comment about avocados. Well if it does it you fangirl, and you find that you can't feed your family, I think there will be a lot who don't have too much sympathy for you. It might not be Brexit, redundancy or sickness causing you to be unable to work can strike almost anywhere.

[Mistigri]

I am a Briton living in an EU27 country. I am disenfranchised and could not vote in the referendum. No deal makes me an illegal immigrant and invalidates my healthcare.

Forgive me if I'm not terribly charitable towards leavers. If there is no deal, I hope that they are the ones to lose their jobs and go hungry.

[Invisimamma]

Our mortgage rate is likely to rocket (currently on a good deal ends in April), as are food and fuel prices. This leaves me seriously worried about if we will be able to afford to eat and heat our home. There is no extra money at the moment, never mind when prices rise, which will happen whether their is a deal or not.

[MrHoolieswaistcoat]

fangirl Glad to see your searching and erudite style of debate isn’t wavering.
Whenever I see your posts, I will simply tell myself ‘You can’t argue with pork’ and move on.
But then I am one of the Metropolitan elite as I have the audacity to live in London.

[frangdoodle]

I will lose my job if there is no deal. I am a single mum and we will have no income. We are in Scotland. I anticipate a serious attempt by the SNP to achieve independence. Further turmoil.
There are some very nasty, egotistical people in the UK and on MN.

[Walkingdeadfangirl]

I am sorry if posters find my comments to pro-Brexit. I was watching SKY news today and they had experts on from both sides of the argument to debate it. On one side the farmer was fine with the effects of Brexit on the other they were worried about Avocados, lettuce and tomatoes at Xmas, saying the UK was not set up to make its own sandwiches.

I cant get worked up about Brexit when the experts are worried about sandwiches.

[Apileofballyhoo]

In Ireland I'd be expecting tensions to increase and depending on how bad it gets, a return to old levels of violence and killings. I'd also be afraid of an economic downturn causing a return to old fashioned resentment of the UK, causing even more support north and south for one particular side of the conflict in the North.

[jasjas1973]

Who knows? no one has ever done this sort of thing before.
if there is no deal, i expect the UK/EU to agree an extension of the negotiating period, perhaps indefinitely ?

[ragged]

I guess the political podcasts will become VERY interesting & I can't get too much of those now.

[elisaveta]

Your viewing is extremely selective, fan girl, if you think the experts are worried about sandwiches. I saw a C4 report yesterday where 4/5ths of doctors think that Brexit will mark the end of the NHS. Another expert you might listen to is Michael Dougan. Or the ex chairman of Lloyds who spoke last week about the impact Brexit will have on the City. And of course it's not just the finance jobs, it's catering - the hotels and restaurants, and transport that will take a hit as well. The farmers' union expect 25% of farms to be wiped out. But somehow all you've heard about is avocados. Yeah, right.

[FiftyYearsAfterBrexit]

No deal or not Brexit has fucked my life up massively. I'm British married to an eu citizen, living in a different EU country. Kids at school here, house bought here.

And I want to divorce.

But I can't because of Brexit.

I have no guarantee that I'll be able to remain in the EU post Brexit without an EU passport. My DH has no guarantee he'll be able to live and work in the UK. We don't want to uproot the kids, so I have to apply for his nationality in order to get a divorce and be able to stay for certain.

The immigration department here can't tell us (Brits) what we need to do to remain here and be able to work/study/travel. Add in that we've seen with the US and Windrush that the only certainty comes through actual passports, not visas or residency permits.

The country we live in requires you renounce any prior nationalities in order to get theirs, unless you're married, so I can't apply here (I don't want to give up being British). For DH's country I'm married so can keep my British one.

Because there are lots of brits applying, an immigration lawyer told me to expect it to take two years.

I also need to take language tests first...

So I cannot get divorced for at least two years because of Brexit.

[rogueantimatter]

Well if it's any help Fangirl a lot of avocadoes come from mexico. I don't know how our trade with mexico will be affected by not being in the eu or customs union.....




I can't afford to holiday abroad but DS ultimately hopes to get paid work in several countries so he will need visas. I'm in Scotland, he's studying in England. In the hopefully unlikely event of a vote for scottish independence he would be studying abroad.



The predicted loss of many british jobs is likely to cause a recession which will have a negative impact on most people.

[Hideandgo]

Apileofballyhoo, that expectation is based on what? Like what exactly do you think is going to bring back the violence?

[nomad5]

I live in an EU27 country and didn't get to vote because of the fucking 15 year rule

Might not be able to get a mortgage on my proposed house purchase (it's keeping me up at night with the worry) - many banks won't loan to non-EU. Until I get the keys in my hand at the back of my mind I'm terrified Brexit will fuck my house purchase because banks will be forced to change the rules.

Won't have full healthcare and social security access unless the country I'm living in decides to be generous to British citizens already living here.

I'm so very angry and feel royally fucked over by the UK government. I plan to apply for citizenship here when I'm eligible.

[Walkingdeadfangirl]

Hey dont blame me for Brexit, I didn't vote for it (was on the fence), just giving my opinion based on today's news which was based around farming. And the answer seemed to be that Brexit was good for farming (apart from sandwiches).

Personally I cant see any way it will affect me specifically as I dont earn much and make do (and dont eat avocados).

[AndhowcouldIeverrefuse]

DH will lose his job. My employer will be affected - my department of 15 will have to make 1 redundancy.

In our local school there are 2 EU families and another 2 mixed families - one parent EU and the other British, children holding 2 passports. Like a pp said, a hard Brexit might render the EU citizens illegal migrants - these are people who work and pay taxes - NHS, academics... Mixed families will be left in limbo.

On one side the farmer was fine with the effects of Brexit
Large swathes of British farming will be destroyed by a hard Brexit. I suggest you read Dr North's blog (he is a leaver) and make your own mind up. Sobering stuff.

[dellacucina]

I am a foreign bride of an Englishman. We can probably leave if everything goes down the tank as badly as I expect. Both our jobs are linked to finance and we have put all our savings into our house which I expect could lose value, so it could affect us personally.

Separately, it makes me very sad to know that this will have a negative impact on this country's wellbeing generally, and I would be heartbroken if the NHS failed - which it appears to be on the brink of anyway thanks to the greedy Tories - because I come from a place without universal healthcare and it is grim.

[Apileofballyhoo]

Hideandgo A hard border. I wouldn't expect border controls to be accepted. From there I would fear escalating violence.