I'm sorry if this is in the wrong section - I couldn't decide where best to put it.
I work full time as an RTA claims advisor. I miss my children - and would love to stay at home with them so I wouldn't have all the frantic rushing around, up at 5:30 at childminders for half 6...
Could someone please shed some light on what monies I would be entitled to if I gave up work?
I earn 16k and dh earns 22k.
This is probably just a dream as am planning on another baby so need the maternity package but once baby(or babies) are here I would prefer to stay at home and care for them myself.
I'm not lazy, although it may sound like it - I'm stressed out with everything. And another reason for all this is I have 2 children already aged 3 and 4 an due to me working full time I've missed each milestone of theirs. I wasn't around to see their first tooth cut, my mother noticed it, I didn't see their first steps - my mother did, I didn't hear their first word, my mother did! I didn't even get chance to take them for their first haircut - my sister did it (without my say-so!) If you haven't guessed my sister and mother are my childminders to save on mahoosive fee's.
Please someone share their knowledge with me - how do you SAHM's do it? Is their a secret? Or are you just better off financially than us?
I'm hoping we can get something sorted as I'm already being treated for stress related depression/anxiety and fear that my job is making its contribution as well.
I'm sorry this is so long but I didn't think there was a short way to put it all.
I was a SAHM with DS for 14 months and the only benefit I was entitled to was child tax credits and child benefit. DH was was on 17k at the time and I think I was getting 25quid a week for the 1 child.
I'm certainly no expert but I imagine that child tax is all your will be entitled to also.
I would phone Tax Credits and ask them what you would be entitled to with 3 kids and your DH's salary.
Would you consider working half time if you could not afford to quit?
We own our house so housing benefit not an option - it's ok tho. Have decided theres no other alternative than to work full time until maternity leave then return to work on a part time flexi-shift basis.