SC Security Clearance and Credit Card Debt

[SephrinaX]

My husband has been offered a job that requires SC clearance.... I was just wondering if credit card debt will impact the clearance?

We've never missed any payments and no CCJ or anything.

He's probably got about £5k of credit card debt and I've got about double that. But we both have good credit scores.

[Bells3032]

As long as its reasonable and under control then he'll be fine

[ComfortablyGlum]

It didn’t in our case. DH had a contract to work on some MOD buildings and a few years later, The Bank of England (on site in the vaults so top clearance req). We had about the same cc debt as you back then (also no missed payments or CCJs). It all went through fine.

[ClaudiaWankleman]

It would be looked at for flags that the debt could compromise your integrity, independence, professional behaviour etc.

I would imagine at that level of debt, considering the job is likely to be relatively well paid, that this wouldn't be the case and it'll be fine.

[SephrinaX]

That's great, thanks everyone. I'm sure it will be okay just was mildly panicked as I bet most people do at the thought of someone checking you out!

[Everythingmagnolia]

As long as he is honest and declares everything on the application he will be fine. I recently passed my clearance with a considerable amount of debt.

[Hoppinggreen]

DH had getting for govt contracts and it’s fine and I have had Police civilian worker vetting with more debt that and again no issues