I’ve been offered a job moving from the private sector to the public sector and I would be able to access the LGPS. The pay isn’t more but the pension scheme sounds amazing and as I’m late 40s I’m paying this stuff a bit more attention. They pay in 20%, I pay around 7%. At the moment my work pays in 5% and I pay in 10%. On the face of it it sounds much better but is there something i’m not seeing / understanding. Am I right to see this as part of a package that is overall much better for me? All advice gratefully received.
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