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my temp job has given me a pension - advice please

(6 Posts)
unclebumpkin Wed 24-Dec-14 22:02:25


I'm temping but my temp job recruitment agency will automatically enrol me into pension from mid-january. I think under new government rules. Just wanted advice - about whether it is worth putting extra money in or pulling the money out totally (if that is easy to do). I know very little about this subject. Think I may be start things myself earlier before automatic enrolment - not sure though. This is just a temp job and it very likely may even end in January.

Just wanted some advice as I know so little about this all.... thank you.

unclebumpkin Wed 24-Dec-14 22:03:50

SHOULD READ Think I can maybe start things myself earlier before automatic enrolment - not sure though.

unclebumpkin Sat 27-Dec-14 08:27:50

it is offered with NEST

CarpeJugulum Sat 27-Dec-14 08:36:50

Have a look at the NEST website - loads of information on there.

unclebumpkin Sat 27-Dec-14 23:27:27

will do but was looking for just general advice on this anyway... thank you

SueDunome Sat 27-Dec-14 23:34:11

A NEST pension is portable so, if your job does finish, you can take it with you and continue to contribute to it. You can ask your new employer to contribute to it too, but they don't have to if they have other arrangements for auto enrolment. Since the change in pension rules earlier in the year, your pension pot is a cash pot that you can draw on upon retirement, so any pension is effectively a pay rise.

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