The DSs are going to a local independant school in September (in Yr 3 and Yr 1) and I have just got the 'Welcome Pack' through.
I am being offered a multitude of different insurance policies for different things, and although DH & I's immediate reaction is not to bother, I am wondering if I am missing something here.
Can someone please explain - do I REALLY need:
- personal accident insurance for my sons (e.g. if they lose a leg they will get £100k)
at cost £15 / year)
- school fees refund insurance (i.e. if child is long-term sick we can get fees refunded. Cost : +3 % of fees
- private medical insurance (just for my children) at £40 per child per year. (We don't have our own family one at the moment)
Also it seems ridiculous, but if you want to pay school fees by Direct debit that's an additional + 2% ?
OMG - what have we done??