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Paypal is telling me the item I've bought is above my spending limit! Have LOTS of available funding on card but when I click on "help" it just keeps telling me to add a bank account! Don't have any more to add...
If I re-enter the details will it automatically take the payment from my bank account or will it give me the option to change the funding as it normally does? Don't have enough money in my bank account to pay it, was going to pay for the item by credit card. This in itself shouldn't be a problem, I do this all the time
Just don't understand why this has suddenly happened. I've been on ebay for about 5 years and spent nearly twice this amount before without problems
I haven't given my bank account details but I HAVE given my debit card details which of course is linked to my bank account
I'm with WendyWeber in that I don't really want to give them my account details but if I have to then I will
What I still don't understand is why this has suddenly happened. And why my "spending limit" is about £1,200 less than my "available limit". I've spent a bit recently but I do mean a bit, absolutely nowhere near that much!
But how come I've already spent nearly twice the amount I'm trying to spend today and not had problems? And why is my available limit so much less than my spending limit?
To put it into perspective, my Paypal account says I have a spending limit of £1,700, available credit £270something, I'm trying to spend £299. I spent £540 a couple of months ago which went through straight away. In the last month I've probably spent about £300 absolute maximum on Paypal, definitely no more
As I understand it, you have been spending against £1700 which has decreased as you have spent - iyswim. Now your limit is down to £270 and you have tried to spend more than that so it has been blocked.
This happened to me when my limit was down to £11 and I tried to spend £12 (or thereabouts) so the transaction was blocked and there was no way to increase my limit or to add a new card.
To get verified you have to give them your current account details? That was what I jibbed at. If they have NAAM's debit card details I suppose that's the same as current account so I don't really understand this block either.