I'm selling a largish toy. Stated pick up and pay by cash only since postage will be a pain and expensive. Bidder messaged me asking if I'd post item. Told her the cost (over £20 at Post Office) and she messaged again saying she was happy to pay it. She then placed a bid (first and only bid). She has now messaged to ask if I'd accept payment by BACS as 'PayPal is playing up'. Is there any way she's scamming me? I'm struggling to work out how, but can't help feeling uneasy. The listing ends this evening so I can't change it from 'pick up only' to 'postage at £20'
There is plenty of time to get PayPal sorted, I’m really not up to date with eBay and I’ve read a few articles where people have posted things and they have proof of delivery via Royal Mail but the buyer says they didn’t sign and the seller is then out the cost of the article and the postage but no doubt some more experienced eBayers will be along to give you a definitive answer.
Agree it sounds dodgy but curios to know how the scam works? Once the payment hits the seller's account is there a way that the buyer can reclaim that? Presumably ebay and paypal are dead against this as they don't get their cut, do they have something in place to penalise that kind of selling? Thanks for the education in advance!
If you are selling you are in a safer position having the money in your bank account than in PayPal where the buyer can be refunded against your wishes if for example they say parcel didn't arrive. Just get the payment before sending, although that will put them in a vulnerable position....
So the scam would be that they tell Ebay they didn't receive the item I posted, and ebay make me repay them? Surely they could do that if they'd paid by PayPal as well (and stand more chance of being repaid as PayPal would just give it yo them from my account?) I'm very confused. This is why I don't post. I like to see the person at my door with the cash in their hands. and I always get them to sign when they collect it.
No scam involved, perfectly safe. You can’t get back a BACS payment once it’s been sent.
It leaves the buyer open to being scammed, yes (as seller could just not send item) as they have no protection, but if you’re selling an item, it’s no problem. Just make sure the money is in your account before you send the item.
BACs is usually a business thing, for one organisation paying another. Is it possible she meant a bank transfer?
If you make a transfer to someone else's account you can't recall it. Even if you have sent it to the wrong account by mistake. It's probably safer for you as a seller than PayPal would be, since PayPal would refund the buyer automatically if they claimed not to have received the item.