My husband and I separated in March and he moved back in to live at his parents home.
We have 4 children in total, 3 of which are still living at home 18 and 22 years old and one is 12 years old so classed as a dependent.
My husband is 52 years old and earning around 50K and still paying for the mortgage and utilities. I am 50 years old, work P:T and earn 10K, I am paying for the food and other expenses for the children.
We are separated and have not undertaken any legal assistance or advice as of yet and are not looking to divorce immediately. We are very amicable and he has regular access to the children, he comes to the house to see them 3/4 times a week.
We both have new partners although nothing serious.
We have a mortgage on our property but don't have enough equity to sell the house and each buy a property and I wouldn't be able to get a mortgage on my salary alone.
I am just wondering if I should
a. Get some legal advice and a legal document drawn up with agreements listed.
b. Work out and how do I find out what happens if he decides to stop paying the mortgage and bills. Would the council have to house us? Can I get the answers if they are hypothetical?
c. Should I be looking at a spousal agreement and entitlement to pensions to secure my future? I have not pursued a career since having my 4 children.
Also I just feel so in the dark and naive about the whole thing. I have been trying to read up on everything but there's so much information and our situation doesn't really fit the normal circumstances.
Any advice from anyone who has been in a similar situation would be much appreciated.
Many thanks
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Divorce/separation
How do I become independent?
7 replies
persianpeach · 02/08/2020 08:11
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