Hi, I'd really appreciate if any of you could offer your opinions or experience on what you think I might get or and could ask for, if I go for divorce at some point. I've put my brief background and questions below. Thanks.
Background
-I'm in my early thirties
-I came to marry in UK 7 years ago (from Brazil), husband already had a 2 bed flat before marriage, no kids.
-I worked part time for about 2 years, just call centre, minimum wage
-I had a daughter with him, she's now aged 14 months
-He is self employed, works around the country, probably earns maybe 30 to 50 a year, depending on work availability, it can vary.
-The flat is worth maybe £130k, with about £70k still on the mortgage
-We both have about £10k each in savings
-I don't want to be married anymore, for my own reasons.
-If I divorce, I can stay in the UK on a Parent Visa because my daughter was born in the UK. I would want complete custody.
-However, the Parent Visa does not allow me benefits. The visa says 'no recourse to public funds'. And I would need to remain on that visa, after divorce, for 5 years before I can settle and get benefits.
Questions
- From what I understand, the government will give me and daughter the flat to live in, and he can find somewhere else. I've added up all the bills, mortgage, car, home maintenance, food, basic leisure etc and I'll need about £1800 a month to cover everything, and thats not including nice holidays. So given that I cannot get benefits for 5 years and I'm a stay at home mum, he must surely be asked to pay the £1800 in combined spousal support and child maintenance right? As that's how much we need.
- Might the government say he has to sell the flat? In which case how much of the money might I be entitled to, and would he still pay child and spousal maintenance if I used some of that flat sale to pay the bills myself?
- After 5 years, when I could get benefits, would those be reduced if he pays me spousal maintenance? Or I'm entitled to get both?
- I'd want full custody of my little one. He can start his own family if he wants, not my problem. So what's the minimum they could award custody or visiting for him? Like a few hours on the weekend, or a whole day?
- His pension at retirement and any inheritance he might get in future, I read I may be awarded some of that - but would that work the otherway around as well?
- Can I make him leave the flat? Like just lock the doors on him and say sorry, you're welcome back to visit only if you must. I understand then he has no option but to apply for rights to visit.
- I hope I would be able to continue to live in the flat after divorce. Surely he would be made to keep making payments on the mortgage if he doesn't live here?
Sorry about all the questions, just comment on any that you feel you wish. I hope the answers will be useful for others.